UnitedHealthcare Insurance Coverage for Addiction Treatment Services in Beverly Hills

Verify Your Benefits by Phone

Safe Haven Recovery in Beverly Hills provides evidence-based, compassionate care for individuals seeking addiction recovery. As an in-network provider with UnitedHealthcare (UHC), we offer access to a wide range of high-quality treatment options while helping you maximize your coverage and manage costs effectively.

Verify your UnitedHealthcare benefits confidentially and quickly today.

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About UnitedHealthcare

UnitedHealthcare is one of the largest health insurance providers in the United States, offering plans for individuals, families, employer groups, and Medicare and Medicaid beneficiaries.

Its network includes more than 1.7 million physicians and care professionals and over 7,000 hospitals and facilities, giving members access to quality care nationwide.

UnitedHealthcare also supports members living or working abroad through global coverage and owned facilities in South America and Europe, helping deliver care when and where it’s needed.

Addiction Treatment Services Covered by UnitedHealthcare

Under the Affordable Care Act (ACA), substance use disorder (SUD) treatment is considered an essential health benefit, meaning most UnitedHealthcare plans must cover it. Coverage varies depending on plan type, network, and medical necessity, but may include:

  • Medical Detox – Safely managing withdrawal symptoms under medical supervision, often with medications for comfort and safety.
  • Inpatient (Residential) Rehab – Round-the-clock care in a structured environment with therapy, medical monitoring, and recovery support.
  • Partial Hospitalization Program (PHP) – Intensive, daytime treatment while returning home in the evenings.
  • Intensive Outpatient Program (IOP) – Flexible, therapy-focused care that fits around work, school, or family schedules.
  • Evidence-based Therapies – Individual, group, and family therapy sessions for continued support.
  • Medication-Assisted Treatment (MAT) – Evidence-based use of medications such as buprenorphine, methadone, or naltrexone combined with behavioral therapy.
  • Dual Diagnosis Treatment – Integrated care for people with both addiction and a co-occurring mental health condition.

This place is awesome! Great techs, great therapists, great clients, great owners, and a great chef! It went beyond my expectations, and this was my first time in rehab. Safe Haven is highly recommended by me.

- Donna M.

Understanding UnitedHealthcare Plan Types

UnitedHealthcare offers several types of health plans, each with its own structure for accessing care and managing costs:

  • HMO (Health Maintenance Organization) – Requires care from in-network providers and usually a referral to see specialists. Typically has lower premiums and out-of-pocket costs.
  • PPO (Preferred Provider Organization) – Lets you see in-network providers at the lowest cost, with the option to go out-of-network for more. No referrals needed for specialists.
  • EPO (Exclusive Provider Organization) – Covers non-emergency care only within a set network. Usually lower premiums than PPOs, with more flexibility than HMOs.
  • POS (Point-of-Service Plan) – Mix of HMO and PPO features. You can stay in-network, often with a referral, or go out-of-network for a higher cost.
  • HDHP (High Deductible Health Plan) – Lower premiums but higher deductibles and out-of-pocket costs. Can be paired with a Health Savings Account (HSA) to save pre-tax funds for medical expenses.

If you have a UnitedHealthcare plan through the Health Insurance Marketplace, your coverage will fall into one of three “metal” tiers. These categories determine how you and the insurance company share the cost of care:

  • Bronze – Lowest monthly premiums, but the highest out-of-pocket costs when you need care. Typically, the plan covers about 60% of covered services, and you pay the remaining 40%.
  • Silver – Moderate monthly premiums and moderate out-of-pocket costs. Plans generally cover around 70% of covered services. Silver plans may also qualify you for cost-sharing reductions if you meet certain income requirements.
  • Gold – Higher monthly premiums but lower out-of-pocket costs when you receive care. Plans usually cover about 80% of covered services, leaving you with about 20%.

UnitedHealthcare’s Marketplace offerings focus on these three core tiers. Your choice will depend on how often you expect to need care and your preference for paying more each month versus at the time of service.

Key Factors Affecting Your Coverage

Every UnitedHealthcare plan has its own deductible, copay, coinsurance, and out-of-pocket maximum. Understanding these terms can help you estimate your costs:

  • Deductible – The amount you pay for covered services before your plan starts to share the cost.
  • Copay (Copayment) – A fixed amount you pay for a covered service, often at the time you receive it. Copays vary by provider and service and often do not count toward your deductible. Preventive care like annual wellness exams, may have no copay.
  • Coinsurance – The percentage you pay for a covered service after meeting your deductible. For example, with 20% coinsurance on a $100 visit, you pay $20 and your plan pays $80.
  • Out-of-Pocket Maximum – The most you pay in a coverage year for deductibles, copays, and coinsurance for covered services. Once reached, your plan usually pays 100% of eligible in-network costs for the rest of the year.

Some plans may also limit the number of covered visits or exclude certain services, making it important to verify your exact benefits before starting treatment.

The Preauthorization Process

Some UnitedHealthcare plans require prior authorization before certain treatments or services are covered. Prior authorization is the process of getting approval from your health plan before you receive a service to confirm it is medically necessary and covered under your policy.

For addiction treatment, this often applies to services such as inpatient rehab, partial hospitalization, and medication-assisted treatment. Your provider submits the request to UnitedHealthcare with supporting medical documentation. UHC then reviews the request to ensure the care meets clinical guidelines and is the most appropriate, cost-effective option for your needs.

Prior authorization does not guarantee payment, but without it, your plan may deny coverage for the service. Safe Haven Recovery can assist you in navigating this process by coordinating with your provider and insurer, helping reduce delays and confusion so you can begin treatment as soon as possible.

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How to Verify Your UnitedHealthcare Coverage

Safe Haven Recovery can verify your benefits in just a few steps:

  1. Contact UHC or Use Our Secure Form – You can call us directly or submit your information online.
  2. We Contact UHC on Your Behalf – Our admissions team will confirm exactly what your plan covers.
  3. We Explain Your Benefits Clearly – You’ll know your deductible, co-pays, and any coverage limitations before treatment begins.

 

Start your verification process today – free, fast, and 100% confidential.

Out-of-Network Benefits and Single Case Agreements

If Safe Haven Recovery is out-of-network for your UnitedHealthcare plan, you may still have coverage. Many PPO plans provide partial reimbursement for out-of-network care.

In some cases, we can also request a Single Case Agreement (SCA)—a one-time arrangement allowing you to receive care at our facility at in-network rates. SCAs depend on medical necessity and insurer approval, and we handle all the paperwork for you.

UnitedHealthcare in California and Beverly Hills

In California, UnitedHealthcare plans must follow federal ACA requirements and state laws that strengthen mental health and substance use disorder coverage. Under the state’s Mental Health Parity Act, addiction treatment services such as detox, rehab, and outpatient therapy must be covered on the same terms as medical care when medically necessary.

California also requires health plans to provide:

  • Language Assistance Services for members who prefer information in another language
  • Nondiscrimination Notices to protect members’ rights
  • Timely Access to Care standards for urgent, primary, and specialty appointments
  • Confidential Communication Requests to safeguard sensitive health information


These protections help California residents access addiction care promptly, equitably, and confidentially.

Verify Your Insurance

Please complete the following information for the person seeking treatment. One of our dedicated team members will contact you immediately to go over your coverage, treatment options and information on admissions. 

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Why Choose Safe Haven Recovery in Beverly Hills?

Safe Haven Recovery offers:

  • A discreet, comfortable environment for healing.
  • Evidence-based therapies tailored to your needs.
  • Compassionate staff dedicated to your long-term recovery.
  • Help with insurance verification, preauthorization, and SCAs so you can focus on getting well.

Client Reviews & Success Stories

We value the feedback from our many clients and we are proud of these success stories. Knowing we have made a positive impact on the lives of these individuals and families is most important to us.

UnitedHealthcare Rehab Insurance Coverage FAQs

What levels of care are typically covered under UnitedHealthcare?

UnitedHealthcare tends to cover the full continuum of care for addiction and co-occurring mental-health disorders, which includes:

  • Medically supervised detoxification

  • Residential/inpatient rehab

  • Partial hospitalization programs (PHP)

  • Intensive outpatient programs (IOP)

  • Standard outpatient therapy and MAT for SUDs with mental-health support

To verify your UHC coverage:

  • Locate your member ID from your insurance card

  • Call UHC’s behavioral health or substance use disorder unit

  • Ask if Safe Haven Recovery is in-network for your plan and region

  • Check whether prior authorization is required, deductible/coinsurance amounts, and any day-limits or tier limitations

 

Our admissions team at Safe Haven can verify your insurance benefits for free on your behalf.

UnitedHealthcare covers medically-necessary addiction and mental-health treatment services, but “luxury” upgrades (private villa-style rooms, spa enhancements, extended resort-level amenities) may not be fully covered unless the upgrade is deemed medically required.

Your personal cost depends on your specific UHC plan, including whether Safe Haven Recovery is in-network, your deductible status, coinsurance percentage, and any day-limits for residential care. Safe Haven Recovery provides a transparent estimate once your benefits are confirmed.

Yes. Some UHC plans may limit the number of covered days for residential treatment or require you to transition to outpatient formats (PHP/IOP/OP) after a certain period.

Safe Haven Recovery works proactively with UHC and your treatment team to plan a care path that aligns with both clinical needs and benefit coverage.

Many UnitedHealthcare plans cover ongoing outpatient behavioral-health services, relapse prevention, and aftercare. Safe Haven Recovery helps clients connect with peer-support groups, alumni networks, and therapy options in the Los Angeles area that complement your covered care.

If your UHC plan is out-of-network or limits days, Safe Haven Recovery will help explore alternative solutions: negotiate rates, create step-down care plans, or provide self-pay/financing options.

We will work with you to manage cost while ensuring quality care.

Call our admissions team at (855) 893-3566 or complete our confidential online insurance verification form.

Provide your UHC plan name and member ID. Our admissions team will verify your benefits, explain your treatment options, estimate your cost, and schedule next steps for admission.

We Accept Most Insurance

We accept most major insurance providers including the ones displayed here.
Submit your insurance to confirm coverage.

Start Your Recovery Journey With Confidence

If you or someone you love is living with drug or alcohol addiction, help is available, and cost should never be a barrier. Contact Safe Haven Recovery or verify your UnitedHealthcare coverage today to take the first step toward lasting recovery.