Insurance Verification for Rehab & Mental Health Treatment
Navigating the financial aspects of recovery can be stressful, but at Safe Haven Recovery Behavioral Health, we prioritize transparency and advocacy. We provide free, confidential insurance verification for rehab to help you understand your benefits immediately.
Our admissions team in Beverly Hills works directly with major PPO providers to maximize your coverage and minimize out-of-pocket costs for our luxury addiction treatment programs.
Whether you are looking for detox, residential care, or outpatient support in the Los Angeles area or from out-of-state, we are here to simplify the process.
Start Your Free Insurance Verification
Complete the form below to receive a 100% confidential benefits check. Our team typically verifies coverage within 60 minutes.
Contact Person
100% Confidential. No obligation to commit. Results are typically ready within 1 hour.
Accepted Insurance Providers for Rehab
We work with many major insurance companies, including:
- Aetna
- Anthem
- BlueCross BlueShield
- Carelon
- Cigna
- Highmark
- Luminare Health
- Meritain Health
- Optum
- UnitedHealthcare
Please Note: We primarily accept private PPO plans and can often work with out-of-network benefits, flexpay, and private pay options. However, we do not accept Medicare, Medicaid, or MediCal at this time. If you do not see your provider listed, please complete the verification form so we can review your specific private insurance policy.
How Our Rehab Insurance Verification Process Works
We have designed our process to be fast, transparent, and stress-free. Here is what happens after you submit your information:
Review Details: Our intake coordinators receive your details instantly via our secure, HIPAA-compliant system.
Contact Insurance Provider: We contact your insurance provider directly to verify your specific behavioral health benefits, including deductibles, copays, and length-of-stay coverage.
Explain Benefits: A Safe Haven Recovery advisor calls you back (usually within an hour) to explain exactly what is covered in plain English—no confusing medical jargon.
Custom Treatment Plan: If coverage is approved, we can schedule your admission immediately. If there are gaps in coverage, we will discuss flexible private pay options or financing.
This place is awesome! Great techs, great therapists, great clients, great owners, and a great chef! It went beyond my expectations, and this was my first time in rehab. Safe Haven is highly recommended by me.
- Donna M.
Understanding Your Behavioral Health Benefits
Many families are unaware that under the Mental Health Parity and Addiction Equity Act, insurance providers are generally required to cover mental health and substance abuse treatment at the same level as medical or surgical procedures. This means your PPO plan may cover significantly more of your treatment costs than you realize.
At Safe Haven Recovery Behavioral Health, we advocate on your behalf to ensure you utilize every benefit available. Because rehab is not “one-size-fits-all,” we verify coverage for the full continuum of care to find the right medical and financial fit for you.
What Types Of Addiction Treatment Are Covered by Insurance?
We verify coverage for the full continuum of care:
Medical Detoxification: Safety and comfort during withdrawal.
Residential Inpatient Treatment: 24/7 care in our luxury facility.
Partial Hospitalization (PHP): Structured day treatment with evenings at home or sober living.
Intensive Outpatient (IOP): Flexible therapy schedules for work/life balance.
Outpatient Treatment (OP): Ongoing support and therapy sessions to maintain long-term recovery.
Dual Diagnosis: Integrated treatment for co-occurring mental health conditions (Anxiety, Depression, PTSD).
Medication-Assisted Treatment (MAT): Clinical support for opioid and alcohol dependency using FDA-approved medications.
Navigating Costs & Out-of-Pocket Expenses
We believe in “No Surprises.” Health plans vary significantly—some cover 100% of treatment, while others have deductibles or copays. As part of our free verification process, we will clarify:
Your specific deductible and how much has been met.
Any co-insurance or out-of-pocket maximums.
Authorization requirements for treatment days.
Does Insurance Cover the Cost?
While costs vary based on location and level of care, using your insurance is the most effective way to minimize expenses. Whether you need a short-term detox or a comprehensive 30-day residential stay, our team communicates directly with your provider to maximize your coverage.
How Much Does Rehab at Safe Haven Recovery Cost?
One of the most common questions we receive is about the cost of luxury addiction treatment. We believe in complete financial transparency.
The cost of treatment varies based on the length of treatment and clinical intensity provided. At Safe Haven Recovery, a typical 30–45 day residential stay ranges from $45,000 to $60,000.
What does this include?
All clinical treatment and evidence-based therapies.
Luxury room and board in our Beverly Hills facility.
Gourmet, chef-prepared meals and nutrition planning.
24/7 medical oversight and nursing support.
Holistic amenities (yoga, meditation, fitness).
The Insurance Advantage: While these numbers reflect the base rate, most clients pay significantly less once PPO insurance benefits are applied. In many cases, insurance covers a substantial portion of medical detox and clinical care, leaving you responsible only for deductibles or copays.
Use our Insurance Verification Tool to see your true out-of-pocket cost.
Financial Strategy: Tax Deductions & Private Pay
We understand that investing in recovery is a significant financial decision. Beyond insurance, there are strategic ways to make treatment more affordable.
What may qualify?
Inpatient treatment costs (meals, lodging, and medical care).
Transportation to and from our Los Angeles facility.
Family therapy costs related to treatment.
How it works: generally, you can deduct unreimbursed medical expenses that exceed 7.5% of your Adjusted Gross Income (AGI). This tax write-off can effectively lower the overall cost of your stay.
Pro-Tip: Writing Off Rehab on Your Taxes
Did you know the IRS may allow you to deduct rehab costs? According to IRS Publication 502, expenses for the diagnosis and treatment of alcohol or drug addiction are considered deductible medical expenses.
Disclaimer: Safe Haven Recovery is not a tax advisory firm. Please consult with a CPA to discuss your specific eligibility.
Rehab Insurance Verification FAQs
Which insurance providers does Safe Haven Recovery accept?
We partner with most major PPO insurance plans, including Aetna, Anthem, Cigna, Blue Cross Blue Shield (BCBS), UnitedHealthcare, Highmark, Carelon, Luminare Health, Meritain Health, and Optum. We also work with many out-of-network benefits to ensure you get the coverage you need.
How much does luxury rehab cost in Beverly Hills, CA?
Without insurance, a typical 30–45 day stay at Safe Haven ranges from $45,000 to $60,000, depending on clinical needs. However, utilizing PPO insurance benefits can significantly reduce this cost.
We recommend running a free verification to see exactly what your plan covers.
Will my employer know if I verify my insurance for rehab?
No. Your inquiry is 100% confidential. HIPAA laws protect your medical information. We do not contact your employer; we only communicate with your insurance provider and you.
Can I write off rehab costs on my taxes?
Yes, in many cases. The IRS classifies addiction treatment (including meals and lodging for inpatient care) as a medical expense. Any out-of-pocket costs—including deductibles and copays—that exceed 7.5% of your adjusted gross income may be tax-deductible.
Disclaimer: Safe Haven Recovery is not a tax advisory firm. Please consult with a CPA to discuss your specific eligibility.
Do you accept Medicare, Medicaid, or MediCal?
We are a private luxury facility and do not accept Medicare, Medicaid, or MediCal. We work primarily with private PPO insurance plans and offer private pay and flexpay options.
How fast can I get admitted after verification?
Once your benefits are verified—often in under 60 minutes—we can typically arrange for same-day or next-day admission. We can also assist in arranging transportation to our Beverly Hills facility from anywhere in the country.
Does my PPO insurance cover rehab in California if I live in another state?
Yes, most PPO plans offer “out-of-network” or “nationwide” coverage that allows you to seek treatment anywhere in the U.S. Many of our clients travel to Safe Haven Recovery in Beverly Hills, CA from other states to access our specialized care.
Does insurance cover alcohol detox specifically?
Yes. Medical detoxification is typically considered a “medically necessary” service by insurance providers because abrupt alcohol withdrawal can be dangerous. We verify this specific benefit during your free assessment.
What if I don't have insurance?
If you do not have insurance or your plan does not cover our facility, we offer flexible private pay rates and can guide you toward financing options. We believe financial barriers should not prevent you from receiving life-saving care.
Don’t Let Cost Stop You From Healing
You have taken the first step by researching treatment. Now, let us handle the logistics. Fill out our secure form or call us directly to speak with a compassionate intake specialist.
References & Official Resources
Internal Revenue Service (IRS): Publication 502 (Medical and Dental Expenses) – Official guidance on tax deductions for medical care.
Centers for Medicare & Medicaid Services (CMS): The Mental Health Parity and Addiction Equity Act (MHPAEA) – Federal protections for mental health coverage.
Healthcare.gov: Mental Health & Substance Abuse Coverage – Guide to essential health benefits under the Affordable Care Act (ACA).
U.S. Department of Health & Human Services (HHS): Your Rights Under HIPAA – Federal laws protecting the privacy of your health information.
U.S. Department of Labor (DOL): Mental Health and Substance Use Disorder Parity – Resources on insurance coverage rights for employees.
