Verify Insurance Coverage for Rehab
Worried About Cost? Let Us Help You Verify Insurance Coverage Today
Your recovery may be fully or partially covered by insurance. Health insurance can cover part or all of rehabilitation costs. Insurance policies vary greatly, so coverage and costs can differ significantly depending on your plan. Out-of-pocket costs can be reduced by verifying insurance coverage. Our team is here 24/7 to check your benefits confidentially and with no obligation.
Verify Your Benefits by Phone
Why Verify Your Insurance Now?
Accurate insurance verification eliminates uncertainty, ensuring you know exactly what’s covered. Different insurance plans offer varying insurance benefits, which can impact your treatment costs and coverage options. At Safe Haven Recovery, the insurance verification process is fast, free, and handled by a real admissions expert to give you extra peace of mind. Once we verify your insurance, there’s no pressure to commit — just clarity and support as you begin your recovery journey.
Free insurance eligibility verification
No obligation to continue the admissions process
Quick response
Completely confidential
Types of Rehab Treatment
Rehab treatment is not one-size-fits-all. There are several types of addiction treatment programs typically covered by health insurance plans that are designed to meet the unique needs of individuals facing substance abuse and mental health conditions. Understanding your options can help you and your loved ones make informed decisions about the most effective path to recovery.
Inpatient Rehab Treatment: Inpatient rehabilitation, also known as residential treatment, provides 24/7 medical supervision and support in a structured environment. This type of rehab treatment is ideal for those with severe substance abuse issues or co-occurring mental health conditions who require intensive care and a break from daily triggers.
Outpatient Rehab Programs: Outpatient rehab allows individuals to receive treatment while continuing to live at home and maintain work or family responsibilities. Outpatient programs are flexible and can include group therapy, individual counseling, and medication-assisted treatment. This option is well-suited for those with mild to moderate substance abuse or mental health conditions who have a strong support system.
Partial Hospitalization Programs (PHP): PHPs offer a higher level of care than standard outpatient treatment but do not require overnight stays. Patients attend treatment sessions during the day and return home in the evenings, making it a good fit for those needing structured support without full residential care.
Intensive Outpatient Programs (IOP): IOPs provide a step-down level of care from inpatient or PHP, focusing on relapse prevention, coping skills, and ongoing support. These programs are often used as a transition from more intensive treatment or for those who need more than standard outpatient care.
Dual Diagnosis and Co-Occurring Disorder Services: Many treatment centers offer specialized programs for individuals with both substance abuse and mental health conditions. These comprehensive services address both issues simultaneously, improving the chances of long-term recovery.
Each type of rehab treatment is designed to address different levels of addiction severity and mental health needs. Insurance coverage for these programs can vary, so it’s important to verify your benefits to understand which treatment options are available to you. Whether you need inpatient rehab, outpatient care, or specialized mental health services, Safe Haven Recovery can help you find the right fit for your recovery journey. The cost of rehab programs in urban areas like Los Angeles is generally higher than in rural areas due to the cost of living.
How It Works
Our insurance eligibility verification process has just three steps:
Fill out the secure form to begin the admissions process. You’ll need the name of your insurance company and your member ID to get started.
Our admissions team will contact your health insurance provider. Your health insurance provider may require proof of medical necessity to approve certain types of addiction treatment.
We’ll contact you to explain your coverage and provide more details about available treatment options. Safe Haven Recovery has multiple levels of care, including medical detox, medication-assisted treatment and residential addiction treatment.
What's Covered by Insurance?
Health insurance covers several types of addiction treatment:
Medical detox. Detoxification is the first step in the recovery journey. During this process, you eliminate drugs and alcohol from your body. At Safe Haven Recovery, we have a supervised medical detox program to make the withdrawal process safer and more comfortable. Insurance may cover both detox services in an inpatient setting and outpatient detox as part of different levels of care. Basic detox programs can start at around $1,750, reflecting the starting point of treatment costs.
Residential/inpatient rehab. Residential treatment gives you an opportunity to make better choices in a controlled environment. This includes inpatient drug rehab at residential treatment centers or a rehab center, where you receive comprehensive rehab services. When you’re ready to return to the community, you’ll have better coping skills and a brighter outlook.
Intensive outpatient programs. Not everyone can miss work or take time away from family to complete an inpatient rehab program. Our outpatient program gives you access to experienced health care providers, including outpatient drug rehab and treatment providers, who can help you uncover the root causes of your addiction and improve your coping skills.
Co-occurring mental health treatment. People with co-occurring disorders have substance use disorder and at least one other mental health condition, such as depression, anxiety, or post-traumatic stress disorder (PTSD). We offer co-occurring mental health treatment to help you manage both conditions, improving your chances of a lasting recovery. Insurance coverage typically includes therapy, counseling, behavioral health services, substance abuse treatment options, and recovery services.
Insurance benefits and health coverage can help manage addiction treatment costs, including rehab costs, rehab cost, average cost, out-of-pocket expenses, and the cost of drug rehabilitation. Health plans and insurance plans vary, so it’s important to understand your coverage and verify what is included.
Addiction treatment programs, including alcohol addiction treatment, alcohol treatment, drug addiction, drug abuse, drug rehabilitation, drug rehab, and addiction rehab, are available at various rehab centers and rehab facilities. A personalized treatment plan is developed for each patient, and treatment centers offer a range of substance abuse treatment options. Treatment providers at Safe Haven Recovery can help you navigate insurance benefits and select the right program for your needs.
As part of the verification process, we’ll clarify your coverage, deductibles and out-of-pocket costs — all at no additional charge. Regular communication with insurance providers is necessary to authorize treatment days.
We Accept Most Insurance
We accept most major insurance providers including the ones displayed here.
Submit your insurance to confirm coverage.
Insurance Providers We Accept
We work with many major insurance companies, including:
- Aetna
- Anthem
- BlueCross BlueShield
- Carelon
- Cigna
- Highmark
- Luminare Health
- Meritain Health
- Optum
- UnitedHealthcare
Different insurance plans and health plans provide varying levels of health coverage for services at rehab centers and treatment center facilities. It is important to verify which plans are accepted and what benefits are available for addiction and mental health treatment.
Insurance Notice: Safe Haven Recovery is not in network with Medicare, Medicaid, or Medi-Cal at this time. If your insurance is not listed, please contact our admissions team. We may still accept your plan. Flexible self-pay and financing options are available.
What to Expect After Submission
Once you submit the insurance verification form, a member of our admissions team will contact you within just a few hours. We’ll explain your benefits and outline the next steps in the admissions process. Our no-obligation insurance verification proceeds at your pace, not ours, making it even easier to seek treatment. Rehab costs, treatment costs, and addiction treatment costs can vary significantly depending on your insurance coverage, the type of program, and other factors. The average cost of inpatient programs is typically higher than outpatient options because inpatient programs provide 24/7 care, housing, and specialized services.
A typical 30-day inpatient rehab program can cost between $5,000 and $20,000. Private residential treatment typically ranges from $45,000 to $60,000, though many clients pay significantly less after insurance approval. The costs of drug and alcohol rehab can vary widely based on the type of treatment, facility quality, and duration of the program. Inpatient treatment programs generally cost more than outpatient programs due to the level of care provided.
This place is awesome! Great techs, great therapists, great clients, great owners, and a great chef! It went beyond my expectations, and this was my first time in rehab. Safe Haven is highly recommended by me.
- Donna M.
Verify Your Insurance
Please complete the following information for the person seeking treatment. One of our dedicated team members will contact you immediately to go over your coverage, treatment options and information on admissions.
Contact Person
Frequently Asked Questions
Which insurance carriers are accepted by Safe Haven Recovery?
We work with many major insurance companies, including:
- Aetna
- Anthem
- BlueCross BlueShield
- Carelon
- Cigna
- Highmark
- Luminare Health
- Meritain Health
- Optum
- UnitedHealthcare
If you don’t see your insurance company listed, contact Safe Haven Recovery to verify your insurance. We may still accept your insurance plan.
We do not accept Medicare, Medicaid, or MediCal at this time.
Will my insurance cover out-of-state rehab?
Many insurance plans include nationwide coverage, meaning you can attend a treatment center in another state. Out-of-network coverage might differ, but we’ll confirm your options before admission.
Does my insurance cover rehab treatment?
Most insurance plans offer some level of coverage for rehab treatment under mental health and substance use disorder benefits. The exact coverage depends on your provider, plan type, and level of care (residential, PHP, or IOP). The best way to know is to complete a quick insurance verification form—our admissions team can check your benefits confidentially, often within the same day.
What information do I need to verify my insurance for treatment?
You’ll need your:
Full name and date of birth
Insurance company name
Member ID or policy number
Date of birth of the policyholder (if different)
That’s it—our team handles the rest and contacts your insurance provider directly.
How do I verify my insurance for rehab?
You can verify your insurance by filling out a short form on our website or calling our admissions line. We’ll contact your insurance provider directly and explain your coverage—what’s included, what’s not, and any out-of-pocket costs. There’s no obligation and your information stays 100% confidential.
How much does rehab addiction treatment usually cost?
Costs vary depending on the level of care, program length, and insurance coverage. Private residential treatment typically ranges from $45,000 to $60,000, though many clients pay significantly less after insurance approval.
The exact cost varies based on several factors, including the length of the program, the level of care required, and any additional services or therapies you may need. Insurance coverage can also play a significant role in determining your out-of-pocket expenses.
Our team is here to work with you to create a treatment plan tailored to your unique needs and help navigate the financial aspects, ensuring you get the support you deserve. We’ll review every detail upfront so you know what to expect.
Will my insurance cover the full cost of rehab?
It depends on your plan. Some insurance policies cover treatment in full, while others may have copays, deductibles, or coinsurance. Once your insurance is verified, our team provides a clear breakdown of costs upfront so there are no surprises.
What if my insurance doesn’t cover the full cost of treatment?
If your insurance doesn’t fully cover your stay, we’ll help you explore payment options, financing plans, or step-down programs to make treatment affordable. We believe cost should never be a barrier to healing.
What if I don't have insurance?
We understand that navigating payment for addiction treatment without insurance can be a concern. Know that there are avenues to explore. Many people successfully fund their treatment through savings or with the help of family. Additionally, exploring financing options like credit cards or personal loans for medical expenses can be a viable path. It’s also worth investigating potential grants and funding opportunities that may be available for addiction treatment.
How do I verify my insurance for rehab?
You can verify your insurance by filling out a short form on our website or calling our admissions line. We’ll contact your insurance provider directly and explain your coverage—what’s included, what’s not, and any out-of-pocket costs. There’s no obligation and your information stays 100% confidential.
Can I use insurance for both mental health and addiction treatment?
Yes. Under the Mental Health Parity and Addiction Equity Act (MHPAEA), insurance providers must offer comparable coverage for mental health and substance use disorders as they do for medical conditions. If you’re seeking dual diagnosis treatment, insurance often covers both.
What types of rehab programs does insurance typically cover?
Many insurance plans cover several levels of care, including:
Partial Hospitalization Programs (PHP)
Intensive Outpatient Programs (IOP)
Therapy and Aftercare Services
Coverage depends on medical necessity and your plan’s benefits. We’ll help you understand which level of care your plan supports.
Is insurance verification for addiction treatment confidential?
Yes. All insurance verifications are completely confidential. Your employer, family, or insurance provider won’t be notified that you’ve inquired about treatment—only the information needed to confirm your benefits is used.
How long does insurance verification typically take?
Insurance verification typically takes less than one hour during business hours. Our team reaches out directly to your insurance company and contacts you as soon as we have your benefits summary.
Can I be admitted to rehab the same day my insurance is verified?
In many cases, yes. Once your benefits are verified and a clinical assessment determines medical necessity, we can often admit you the same day or next day. Our admissions team will walk you through each step so you can begin treatment as soon as possible.
What’s the next step after my insurance is verified?
Once your benefits are verified, our admissions team will schedule a confidential assessment to determine the best level of care for you. From there, we’ll finalize your admission date, provide packing details, and stay with you every step of the way.